特に最後の「Education Planning for kids and the family members」なんて日本のＦＰのテキストではあまり紹介されていないのではないでしょうか？
Financial planning should cover all areas of the client’s financial needs and should result in the achievement of each of the client's goals.
The scope of planning would usually include the following:
・Risk Management and Insurance Planning
Managing cash flow risks through sound risk management and insurance techniques
・Investment and Planning Issues
Planning, creating and managing capital accumulation to generate future capital and cash flows for reinvestment and spending
Planning to ensure financial independence at retirement including 401Ks, IRAs etc.
Planning for the reduction of tax liabilities and the freeing-up of cash flows for other purposes
Planning for the creation, accumulation, conservation and distribution of assets
・Cash Flow and Liability Management
Maintaining and enhancing personal cash flows through debt and lifestyle management
Moving beyond pure product selling to understand and service the core needs of the client
・Education Planning for kids and the family members